Author Archives: Cranston

Do I Spend Like the Average American?

Over the months we have provided a lot of information on how to save money. Well as I was reviewing my budget, I began to wonder how I measured up to the average American citizen when it comes to spending. With this curiosity just tempting me, I decided to search for data in this area… · Read More

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What’s The Buzz? It’s Uptown Normal

There are plenty things to do in Bloomington/Normal these days but by far, the greatest buzz has to be about all the Uptown Normal development. For the past few years we have all witnessed the transformation of the downtown next to the Illinois State University Campus to the ISU next to Uptown! The area has… · Read More

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The Heat is On – Cost Saving Ways to be Cool!

  As they say, “the heat is on”……but does it really have to be as hot as it actually is? Well, it is summer after all so what do we expect? I mean, just because we have experienced a number of days with temperatures in the triple digits, doesn’t mean that you have to be miserable… · Read More

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Debt Consolidation – When and How to Consolidate – Part II

Everybody knows: it’s easy to run up lots of debt if you’re not careful. We want to make sure that you know which steps to take to get out of debt and simplify your life. Last time, we offered tips on debt consolidation for folks who are credit challenged. Today, in Part II, we share… · Read More

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Knowing and Managing My Debt-to- Income

Credit and Debt Management May is known as a transitional month where we experience a favorable change in the weather, spring cleaning and planting, graduations and preparations for ending the school year. Financially, many people take a long look on how they are doing as we approach the half-way point of the year. In May,… · Read More

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Debt Consolidation – When and How to Consolidate – Part I

Welcome back and congratulations to you if you read my previous post “How to Reduce Your Debt” and implemented your plan to reduce your credit card balances! Keep up the good work and before you know it, you will see the debt decrease and finally disappear. Another way to manage your expenses is to consolidate… · Read More

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How To Reduce Your Debt

  Spring is in full bloom and we are heading to the end of the first half of the year! I hope you have learned some wonderful things about how to improve your financial picture along the way and picked up some fun and affordable plans for your summer activities! Congratulations to you if you… · Read More

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College Students and Money: Lessons for Kids and their Parents

Part 4: Ways to Guide a Child to Financial Maturity and Security! College Students and Money: Lessons for Kids and their Parents Thank you for following this series on Ways to Guide a Child to Financial Maturity and Security! Over the past few weeks, we’ve shared some tips on how to introduce a child to… · Read More

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What Should I Be Teaching My Teenager?

What Should I Be Teaching My Teenager? Part 3: Ways to Guide a Child to Financial Maturity and Security! If you’ve been keeping up with our blog, you’ll be familiar with these suggestions for introducing and teaching children about money and how to manage it. Here are the pointers that were discussed:  Start Early Show… · Read More

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How to Kick Start the Money Smart In Our Children

How to Kick Start the Money Smart In Our Children Part 2: Ways to Guide a Child to Financial Maturity and Security! If you have a passion to increase your children’s financial intelligence DNA, then I am sure that you read the previous two blogs “Money Smart Kids Essay Contest” and “How Can I Teach… · Read More

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