Mid-Illini Credit Union

Knowing and Managing My Debt-to- Income

By Cranston | Published May 15, 2012

Credit and Debt Management May is known as a transitional month where we experience a favorable change in the weather, spring cleaning and planting, graduations and preparations for ending the school year. Financially, many people take a long look on how they are doing as we approach the half-way point of the year. In May,… · Read More

Posted in News | Tagged bank, credit cards, credit unions, debt, Debt consolidation, debt reduction, expenses, income, loans, money, personal loans, Savings, signature loans | 1 Comment

Debt Consolidation – When and How to Consolidate – Part I

By Cranston | Published May 9, 2012

Welcome back and congratulations to you if you read my previous post “How to Reduce Your Debt” and implemented your plan to reduce your credit card balances! Keep up the good work and before you know it, you will see the debt decrease and finally disappear. Another way to manage your expenses is to consolidate… · Read More

Posted in News | Tagged bank, credit cards, credit unions, debt, Debt consolidation, debt reduction, loans, money, personal loans, signature loans | Leave a comment

How To Reduce Your Debt

By Cranston | Published May 2, 2012

Spring is in full bloom and we are heading to the end of the first half of the year! I hope you have learned some wonderful things about how to improve your financial picture along the way and picked up some fun and affordable plans for your summer activities! Congratulations to you if you… · Read More

Posted in News | Tagged bank, credit cards, credit unions, debt, debt reduction, loans, money, personal loans, signature loans | Leave a comment

Managing the Vacation Situation: Step Away or Fly Away? Either way…

By Julie | Published April 26, 2012

So far, we’ve covered the extremes of taking a vacation: first, the staycation, where you stick around home and do the things that you don’t normally do; then, the trip-of-a-lifetime-type vacation to exotic Costa Rica. Whatever your take on the vacation situation, there are some vacation-planning tips that apply to everyone: Save up the money… · Read More

Posted in News | Tagged bank, credit unions, loans, money, personal loans, signature loans, staycation, vacation, vacation loans | Leave a comment

Managing the Vacation Situation: The Getaway

By Julie | Published April 18, 2012

The topic for our April blog series is Summer Vacations. Last week, we talked about different vacation options and focused on variations of the Staycation. Today, you’re invited to welcome guest blogger, Jose Rojas – owner of Natural Expeditions, the Costa Rica Tour Experts, and a company partner for us here at Mid-Illini Credit Union.… · Read More

Posted in News | Tagged bank, Costa Rica, credit cards, credit union, family vacation, jose rojas, loans, Natural Expeditions, personal loans, signature loans, tours, travel, vacation | Leave a comment

Managing the Vacation Situation: The Staycation

By Julie | Published April 11, 2012

Summertime is coming soon! What are you doing this summer? We hear (or overhear) lots of talk these days about what to do with our school-age kids during the summer – and lots of talk about summer vacations. For some folks, a vacation getaway every year is an absolute must. The vacations are a family… · Read More

Posted in News | Tagged bank, credit union, family vacation, getaway, loan, money, Savings, staycation, summer, travel, vacation | Leave a comment

Improve Your Home WITHOUT Borrowing Money. Wait! What?

By Julie | Published March 28, 2012

In our last few posts, we’ve been talking about a variety of ways to increase the value of your home and ways to leverage the equity from your biggest investment to improve the quality of your life (and your investment) both now and for years to come. You’ll recall that the equity in your home… · Read More

Posted in News | Tagged bank, credit union, home equity, home improvement, interior design, loans, money, second mortgage, staging | Leave a comment

Home Improvements: How to Hire a Contractor

By Julie | Published March 21, 2012

In this series, we’ve been talking about the best ways to tap into the equity in your home and some of the reasons that you might want to do that. Today, we’ll tackle the topic of Home Improvements. You have two choices when making improvements to your home. You can do the project yourself. They… · Read More

Posted in News | Tagged bank, credit union, financing, home equity, home improvement, money, mortgage | Leave a comment

Tap Into Your Home’s Hidden Value

By Julie | Published March 14, 2012

Home ownership has long been the quintessential American Dream. Buy your own home and you can fix it up any way you want to, raise your family and eventually sell it for more than you paid, add to your nest egg and help fund your retirement, right? In today’s America, some folks, even some experts… · Read More

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Home Equity Loans v HELOCs – What’s the Difference?

By Julie | Published March 7, 2012

Spring is in the air – or at least it will be soon – which means it’s time to start thinking about home improvement projects. New siding and windows? Landscaping? Putting in a pool? Whatever you’re planning to do, Mid-Illini Credit Union is here to help! Follow our blog posts in March as we begin… · Read More